Client First.

Tenet's services are grounded in our fiduciary commitment to clients.

Our Standards

Guiding principles for our recommendations.

Independent

Tenet is not affiliated with any bank, broker dealer, or other financial institution. Our recommendations are never shaped by institutional relationships or distribution arrangements.

Fee-Only

Our sole source of compensation is the advisory fee paid directly by our clients rather than third-party commissions or referral fees.

Fiduciary

We are obligated to act in each client's best interest at all times.

Matthew Lutz, CFA, CFP®, CPA

Founder & Managing Director

LinkedIn

With a career spanning corporate finance, family office leadership, and nonprofit management, Matt brings to Tenet a passion for helping clients develop the capabilities to achieve their goals. His experience leading a single family office and working both on and with investment committees affords practical insights for aligning intended outcomes with actual results. Matt graduated with an MBA from Columbia Business School and a Bachelor of Science in Accounting from the University of Kentucky. He is a CFA® Charterholder, a CFP® professional, and a CPA.